Category: Personal Finance

Total Commitment
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Total Commitment

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What does “Total Commitment,” mean? Well, the synonyms for “commitment” are: promise, pledge, binder, obligation, dedication, and loyalty. There is an old story about the Chicken and the Pig who were walking along the road. They saw a sign for Perkins Restaurant showing an ad for ham and eggs. The Chicken said to the Pig, […]

It's Hard Work...
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It’s Hard Work…

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“And so, my fellow Americans: ask not what your country can do for you—ask what you can do for your country.”  We are all aware of these famous words of John F. Kennedy at in his inaugural speech in 1961. Maybe it is time to revisit that statement. Today, we see civil unrest as has […]

A Ray of Hope
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A Ray of Hope

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There was good news in the Minneapolis paper, the StarTribune on Wednesday, February 16, 2011. The headline read Americans are working to pare their debt and rebuild their savings. The sub-headline was “Credit card debt is down 15 percent from mid 2008, the savings rate has tripled.” Embedded in the article by Neil Irwin of […]

Revolutionary Chickens
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Revolutionary Chickens

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When I look out my kitchen window, I see seven girls dressed in plain black and white with just a touch of red on their bonnets. They chatter all day long and love to sunbathe. They pick at each other, they eat non-stop and don’t gain weight.  These girls are industrious if querulous farmhands. They […]

CL21 -hbratton notxt
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Reduce, Reuse, Refuse to Despair

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My job in the economy of our family is to plug the holes of unnecessary spending in order to stretch my husband’s income as far as possible. It’s a challenging position, but one that has become a bit easier since the advent of the “economic downturn” of recent years. Yes, that’s right, I did write easier, […]